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Budget > Controlling Discretionary Spending

Questions to ask your self about your spending:

  • Do I really need it?
  • If I buy it, will I be compromising my priorities in life?
  • Will I be unhappy if I don’t buy it?
  • Am I buying it to fulfill my needs or am I buying it to fulfill an image?
  • Is there a less expensive alternative that will satisfy me nearly as much?
  • Have I shopped around for this product elsewhere?
  • Will I grow tired of it?
  • Am I paying more for quality or just for a designer or brand name?

  

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