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Budget > Controlling Discretionary Spending
Questions to ask your self about your spending:
- Do I really need it?
- If I buy it, will I be compromising my priorities in life?
- Will I be unhappy if I don’t buy it?
- Am I buying it to fulfill my needs or am I buying it to
fulfill an image?
- Is there a less expensive alternative that will satisfy me
nearly as much?
- Have I shopped around for this product elsewhere?
- Will I grow tired of it?
- Am I paying more for quality or just for a designer or brand
name?
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